Mortgage Underwriter-14 Resume Sample - 10859

The following is an example of a professional / qualified Mortgage Underwriter-14 resume sample(s). These resume examples uses an integration resume layout.

Which in turn fully reviews the candidate's full work experience through the applicant's qualification profile, outlining key-qualifications, job description for the Mortgage job field.

Resume Example for Mortgage Underwriter-14

Mortgage Underwriter

Sammamish, WA

Experienced professional offering more than 25 years of expertise in real estate lending. This involves credit assessment, 
risk analysis, credit investigation, property appraisals, and fraud detection and prevention. Possess strong analytical and 
decision making skills. Detail-oriented, self-starter with strong service, team work, and time management skills; able to 
effectively communicate and coordinate with people and work well even under stressful environment. 
• Solid understanding of standards and regulatory requirements; accurately apply compliance program based on 
the laws and regulations that are part of the governing law 
• Knowledgeable in fraud detection and prevention within the mortgage industry 
• Strong interpersonal and communications abilities with active listening and consultation skills 
• Keen attention to detail

Work Experience

Mortgage Underwriter

United Guaranty Mortgage Insurance /Arch Capital Services

August 2011 to October 2017

• Reviewed and underwrote higher risk loans (mortgage loans with less than 20% down payment or equity) to ensure compliance with Fannie Mae, Freddie Mac and investor guidelines 
• Analyzed income documentation, including tax returns and paystubs to determine the borrower’s financial 
ability to repay the debt 
• Examined the credit report for accuracy of declared liabilities and non disclosed debts 
• Analyzed the property appraisal to ensure the collateral value was established and accurate 
• Reviewed the Truth in Lending, Good Faith Estimate, Flood Notification and HMDA disclosures to ensure 
compliance with regulatory guidelines 
• Identified risk issues and potential fraud 
• Determined approval or rejection of loan based on the overall credit and risk assessment 


Bachelor of Science in Marketing

Indiana University

South Bend, IN
Last updated on March 18, 2018