Mortgage Specialist

The following is an example of a qualified / professional Mortgage Specialist resume sample(s). These resume examples uses an integration resume layout. The Resume initiates with the applicants qualification profile, outlining key-qualifications for Mortgage job field.

Then, the candidate has an outline of their full work experience (employment history) in sequential order with employment dates on file.

Next is the Educational background, listed in descending order (most recent first). It then moves onto the Professional Background, highlighting skills separated into professional & personal skills.

And lastly, Certifications/Licenses that the candidate it involved with. Then a final part displays any other additional information that the candidate want it to be listed.

Resume Example for Mortgage Specialist

Mortgage Specialist

Surfside Beach, SC

Highly competent in organization and time management. Able to think independently and resolve issues. Capable of building significant rapport with clientele. Well-versed in mortgage product guidelines for originating, processing, underwriting and closing. Working knowledge of AUS systems to include DU and LP. Working knowledge of investigation processes of loans for potential misrepresentation and fraud. Basic knowledge of secondary marketing, servicing and securitization.

Authorized to work in the US for any employer

Work Experience

Mortgage Specialist

Coastal Carolina National Bank

Myrtle Beach, SC

February 2017 to April 2017

Mortgage Processor for conventional and portfolio loans. Reviewed title and insurance for closing loans. Processed files by FNMA/FHLMC and Investor Guidelines using Encompass system.

Genworth Contract Mortgage Underwriter

Headway Workforce Solutions

Raleigh, NC

April 2015 to October 2016

Underwriter for Client Services of agency and Lender loans for conforming and non-conforming loans. Utilized agency and Investor guidelines. Followed FNMA and FHLMC guidelines as well as Investor guidelines. Met all turn times and maintained superior audit error ratio.

Approval Specialist

Summit Funding

Garden City, SC

December 2014 to March 2015

Set up all files within 48 hours, including ordering all VOE’s VOR’s and all checklist including 4506T and SSN Checklists as well as file checklist for documents required. Assisting Loan Manager on daily basis. Order title and insurance binder for all files.


LenderLive Network, Inc

Glendale, CO

October 2011 to February 2013

Underwriter of agency and investor loans for conforming and non- conforming loans to meet Agency and Investor guidelines. Followed FNMA and FHLMC and client guidelines. Met queue requirements with 24 hour turn time and 7 decision loans per day.

Genworth Contract Underwriter

Headway Corporation

Raleigh, NC

May 2010 to June 2011

Underwriter of agency and investor loans for conforming and non conforming loans to meet Mortgage Insurance Guidelines.

Genworth Contract Investigations Specialist

April 2008 to June 2010

Conducted in-depth investigations into all aspects surrounding the mortgage transaction to determine potential misrepresentation, including complete compliance review of Investor Underwriting guidelines. Determined if outside investigations were required and the appropriate disposition of file. Conducted follow-up with external vendors to ensure prompt turnaround of documentation and/or reports (PI reports, BPO, review appraisals) needed for completion of investigations review. Reviewed and responded to appeals/inquiries received on investigations files. Prepared internal and external communication regarding the investigations findings. Reviewed files for underwriting 

Genworth Contract Underwriter

April 2007 to April 2008

Underwriter of agency and investor loans for conforming and non-conforming loans for multiple investors. Provided customer service to existing customer base of mortgage brokers and bankers, as well as internal customers. Responded to random quality control audits within 48 hours. Maintained superior audit error ratio.

Mortgage Loan Officer

First Trust Mortgage Company

Pawleys Island, SC

May 2006 to April 2007

South Carolina licensed Mortgage Loan Originator. Advised real estate agents, builders and clients on loan products and guidelines to meet the needs of the mortgage transaction at hand. Worked with over 25 lenders in use of their products and programs within the wholesale lending market.

Contract Mortgage Underwriter Onsite

Chase Manhattan Wholesale

Charlotte, NC

November 2001 to April 2006

Underwriter for wholesale mortgages utilizing AUS systems to include DU, LP, EMagic, Zippy and History Pro. Knowledgeable in FHLMC and FNMA guidelines. Extensive customer service contact with account executives and broker relationships.

Senior Credit Signer/Associate Underwriter

Bank of America Mortgage Corporation

Charlotte, NC

1992 to 2001

Associate Underwriter/Credit Signer for Retail Conventional Processing. 
Reviewed credit, assets, income, and collateral documents to ensure conformity to specific guidelines. Obtained exceptions for non-saleable issues. Shifted to Commercial Conduit Department as a Loan Administrator. Performed thorough reviews of loan files. Verified credit policy guidelines to ensure all conditions of loan approval were met. Worked with closing attorneys to correct any legal deficiencies and/or recourse issues prior to pool securitization.

Loan Officer, Mortgage Processor, Processing Coordinator, Closer

Various Companies, South Carolina

1985 to 1992


B.A. in Interdisciplinary Studies

University of South Carolina

Columbia, SC