Dynamic and Reliable Lending Underwriter/Processor with 20+ years of lending experience, including
Processing, Loan Servicing, Consumer Lending, Loss Mitigation and Compliance Review.
Authorized to work in the US for any employer
May 2017 to October 2017
Fannie Mae, Freddie Mac, including all VA, FHA loans. Responsible for ordering appraisals,
credit, flood certs, title commitments. Experience in Encompass/Ellie Mae.
Experienced in compliance reviews including new loan packages, TRID regulatory
October 2013 to April 2017
Due Diligence and Compliance reviews, including but not limited to specialty portfolio loans, for compliance reporting requirements. Including interpretation of data on pricing, stability, future
investment-risk trends, economic influences and other factors affecting investment programs.
Processing experience includes VA and conventional first and second loans.
Loss Mitigation Specialist
August 2008 to September 2013
Analysis of financial documentation obtained by client to determine best Loss Mitigation strategies in meeting client’s financial objectives, including but not limited to property exit strategies and
January 2004 to August 2008
Wholesale lending full credit/income analysis. Initially started as a processor for first mortgages
including but not limited to full documentation analysis for portfolio loans. Promoted to Underwriter in 2006.
High School Diploma
1975 to 1978
• Previous lending experience includes Consumer Loan Closer, Consumer Head Teller with
Fidelity Federal Bank & Trust, from January 1997-July 2003, Loan Servicing with 6 years of
experience including knowledge of escrow analysis and loan amortization.
• Proficient in Word, Excel, Outlook, Desktop Underwriting, Loan Prospector, TRID(TILA-
RESPA Integrated Disclosure), Encompass/Ellie Mae
• Experience in VA, FHA, USDA, Conventional, Construction to Permanent Lending
• Fluent in Spanish, both written and oral