Mortgage Broker – All State Funding
A position in a well established growth-oriented organization as a commercial/ Residential Loan Officer or a Counselor, where a strong real estate background and excellent analytical and technical skills can improve the company’s operations and overall market position.
Authorized to work in the US for any employer
2009 to Present
Generating pipeline and working on the loan origination. Collecting necessary documents to open a file. Prepare loan file for a submission. Communicating with a 3rd party vendors and schedule the services.
Preparing the disclosures and maintain the timeline. Working with an underwriter assigned to the file on the conditions and requesting the Docs. Overseen whole loan generation process up until it’s closing.
2009 to 2015
My primarily responsible where providing comprehensive housing counseling services to homeowners in distress. My daily activity includes but not limited to conducting counseling sessions with the homeowner, gathering the necessary information and documentation, Helping them to fill out the documentation and submitting to the bank on there behalf. Assisting with all stages of modification process. Preparing and Submitting a Short sale file to the bank and managing the Short Sale process for our clients from start to finish.
2005 to 2009
Generating a loan pipeline and working on the loan origination. Making calls to a new and existing client to pursue them to refinance. Meeting with Realtors to generate new purchase deals. Collecting necessary documents to open a Loan. Prepare loan file for a submission. Communicating with a 3rd party vendors and schedule the services. Send the file to a processor. Keep truck of every step of the loan generation process.
2003 to 2005
Performed appraisals of 1 to 4 unit residential properties in a variety of Southern California neighborhoods. Searched public records and other informational sources to analyze market trends; prepared and submitted verbal and written reports utilizing data collected in order to corroborate established value. Inspected properties for condition, functional design, and construction status
2001 to 2003
Represented buyers, sellers, and mortgagees in acquisition, financing and divestures of real estate properties. Examined and evaluated prospective commercial and residential properties. Responsible for making offers, closing deals, and initiating resale activity.
B.A. in Business Administration
Over eight years experience in commercial and residential real estate and finance, yielding inclusive experience and knowledge of CA regulations, lending procedures, and escrow & title operations. Four years of Commercial/Residential lending with expertise in SBA, conventional commercial real estate loans, special purpose loans and income property loans, mortgage appraisals, construction loans and REO appraisals.
LANGUAGES & SKILLS
• Fluent in Russian, Armenian and Georgian.
• Microsoft Office Pro 2007; QuickBooks; Calyx Point; DU etc.
• Trained by numerous banks and lenders to utilize their online loan origination/processing systems